Pasture, Rangeland & Forage (PRF)

NOAA-Based Lack of Rainfall Insurance

PRF is USDA’s insurance coverage for ranchers and hay producers to protect against the lack of rainfall. PRF allows you to insure between 70-90% of normal precipitation by using NOAA precipitation data to estimate how much you have received historically and how much you received during the 2-month intervals for the year you insure. When there is a decline in precipitation below your coverage level, an indemnity payment is made to compensate for the lack of forage.

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Free Range Cows

Annual Forage (AF)

Drought Coverage for Annual Forage

Annual Forage very similar to PRF and it protects against the lack of rainfall for annually planted forages used for livestock feed or fodder. Annual Forage allows you to insure between 70-90% of normal precipitation by using NOAA precipitation data to estimate how much you have
received historically and how much you received during the 2-month intervals for the year you insure. The coverage period is based on when the forage is planted and determines what time of year you have coverage. When there is a decline in precipitation below your coverage level, an indemnity payment is made to compensate for the lack of forage.

Annual Forage has a Dual Use option allowing a small grains producer to insure under Annual Forage for grazing in the winter/early spring (Growing Season One (1)) and then insure their grain crop with a separate policy and would be eligible to maintain both benefits. The “Dual
Use” coverage option is available in counties where grain/grazing is considered a good farming practice.

The Dual Use option is available for select counties in Colorado, Kansas, Nebraska, New Mexico, Oklahoma,

and Texas. 

 
 

Pasture Fire

Is your field protected?

Pasture Fire is a standalone policy covering fire damage and loss as a direct result from equipment and machinery, lightning strike, and downed power lines (weather related).

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Livestock | Pasture | Crop

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